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|Yue Ruhua (right) gives medical advice to a patient at Dakouqin Village of Houtuanshan Town in Jilin City Clint Capela Jersey , northeast China's Jilin Province, July 31, 2017. 64-year-old Yue Ruhua has been a rural doctor for 37 years. Different from doctors in urban area Nene Jersey , rural doctors must make house calls frequently. According to Yue Ruhua's wife Jing Yuhong, he fell down on rugged road and stayed up late to rescue patients countless times. In 2013, Yue Ruhua was diagnosed with acute myocardial infarction and sent to intensive care unit. Villagers raised more than 20 Luc Mbah a Moute Jersey ,000 yuan to help him. Yue Ruhua stated that he would be responsible for villagers' health as long as he is alive. His dedication earned him a name of "Life Guardian". (XinhuaLin Hong)
Military parade held to mark PLA 90th birthday (Part I)
SWAT team members take part in drill
Acrobatic show staged in China's Xinjiang
Martial arts competition held in China's Henan
Int'l Army Games 2017 held in NW China
Triplet giant pandas celebrate 3rd birthday in S China's Guangzhou
Annual maximum peak of Hukou Waterfall seen due to heavy rainfall
Blossoming lotus flowers in China's Anhui
Finance > Insurance > Health InsuranceHow To Get Cheap Health Insurance Online In Arkansas
Posted by nick_niesen in Finance on October 29th, 2010
More than 50% of all Arkansas residents who have health insurance report that the premiums for their insurance pose a financial burden each month, and a full 17% of all Arkansas residents are without any form of health insurance at all.
Almost every day another business announces that it will no longer offer health insurance coverage or that it is requiring its employees to pay a huge portion of the monthly premiums themselves.
Clearly anyone who is not covered by a group health plan needs to get cheap health insurance online here in Arkansas ?but before you just blindly start checking out health insurance websites it may pay you to take a moment and see what you can do to help lower the cost of your health insurance even further.
First of all PJ Tucker Jersey , if you are a resident of Arkansas and you have been denied health insurance because of a pre-existing condition or if you have been quoted an outrageous price for health insurance because of a pre-existing condition, then you may qualify for a state-sponsored program known a CHIP ?the Comprehensive Health Insurance Pool.
Becoming part of this program has nothing to do with your income level, so if you believe you have been turned down for health insurance because of a pre-existing condition Robert Horry Jersey , or if you can't find affordable health insurance because of such a condition, it would pay you to take a few minutes and check out their website: .
If you don't qualify for Arkansas' CHIP program there are still several things you can do to help drive down the cost of your health insurance.
Let's start with tobacco. If you smoke or use any tobacco products you are intentionally shortening your life and creating additional health problems for yourself, so you can expect to pay more for your health insurance. The answer: stop smoking and stop using any other tobacco products.
Being overweight is a serious problem and one of the most difficult for many people to solve. Part of your health insurance premium will be based on your Body Mass Index Clyde Drexler Jersey , or BMI, which is a fancy way of saying that overweight people pay more for health insurance. Losing even a little weight can often drop you into a lower BMI rating and that can save you hundreds of dollars per year on your health insurance premiums. Losing even a little weight can help.
Don't participate in extreme sports or drive a fancy and fast sports car. Having a career than is considered dangerous will also increase your monthly health insurance premium.
If you can afford it, see if you can increase your copay. This is the cash you pay each time you visit the doctor's office or receive any medical treatment. If you increase your copay from 25% to 50% you can greatly reduce your monthly health insurance premium. This is an especially good tactic for people who do not see their doctor on a regular basis.
We've saved the biggie for last. Your deductible. The higher your deductible ?in other words Charles Barkley Jersey , the more you are willing to pay each year for your own medical treatment before you involve your insurance company ?the lower your monthly health insurance premium will be.
Some people purchase health insurance policies with a super-high deductible of $2,000 or even $3,000. These inexpensive policies do not pay for routine medical treatments or doctor's office visits Steve Francis Jersey , but are designed to protect a person's assets and home in case of a catastrophic accident or illness with medical bills in the tens or even hundreds of thousand of dollars.
All right. Now you've got a good idea of what your options are when it comes to lowering your monthly health insurance bill, so get online and start comparing policies and prices among the different insurance companies writing health policies in Arkansas.
Remember that no website compares all the different health insurance companies in the state, so if you are truly serious about getting cheap health insurance online in Arkansas then you will need to spend the extra time and make the comparisons on at least 3 different websites.
Good luck ?and good health!
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