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 Geplaatst: 18-02-2019 06:39:35 Onderwerp: Cheap Arik Armstead Jersey |
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Finance > Insurance > Home InsuranceMobile Home Loans Give Concrete Shape to Your Mobile Home Aspiration
Posted by hiteshchavan333 in Finance on August 3rd, 2016
A mobile home is equipped with all the advantage of modern day living. It can give you a new experience away from the disturbances of towns and cities. Mobile home as the name suggest is a movable home that is equipped with complete plumbing, electrical#7# and heating facilities and are usually less expensive than site built homes. I think by now you must have made up your mind to get a mobile home. But do you have enough funds to finance the purchase of a mobile home? If no, then you need not worry. You can apply for a mobile home loan which will give concrete shape to your mobile home dream.
Mobile home loans finance the purchase of a mobile home. The loan is secured against the home loan. A mobile home loan is also known as manufactured home loan. Before applying for a loan, you have to decide which mobile home you want to buy, this will help you to find out the amount you want to borrow.
Features of a mobile home distinguish it from other residential homes. Mobile homes are housing units built in factories that are equipped with all the facilities. It is then moved to a site for installation on a relatively permanent site and used as a residence. Presently#8# there are three types of mobile homes available in the UK mobile home market namely caravan, motor home and a park home.
Once you decide the mobile home you want to purchase, the next step is to find a suitable mobile home loan for yourself. There are two types of mobile home loans available in the loan market - mobile homes with land and the other one is mobile homes without the land. A borrower can opt for the first option otherwise he can look for the second option.
The loan amount and the tenure of the mobile home loan depend on the location of the mobile home. Caravans can cost a few hundred pounds while park homes cost more than £20,000#9# depending on their conditions. Mobile homes are significantly cheaper than traditional "bricks and mortar" property. Mobile home loan tenure varies between 15 to 25 years.
An average mobile home loan ranges from 11% to 18%. There are various benefits of a mobile home loan. It provides innovative building options. A mobile home loan is fast and economical which makes it a cheap loan option.
Mobile home lending is considered to be a risky task even if you have a good credit rating. There is big risk involved for the lender; a borrower may fail to repay the loan amount or the monthly payments. Loan is secured on the mobile home but there remains a threat that the value of the home depreciates over the time.
Give due consideration to the cost involved in buying a mobile home such as transportation cost . Wholesale Jerseys Cheap NBA Jerseys Wholesale Shirts Cheap Hoddies Cheap Hats Cheap College T-shirts Cheap Soccer Jerseys From China Cheap Adidas NHL Shirts Cheap Nike NFL Shirts Cheap Baseball Hats |
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